Short, and in plain language.
Last updated 14 October 2026.
By using Ledger, you agree to these terms.
Using Ledger
Ledger is provided for your personal money tracking, on devices you own or control.
Your data is yours
Your entries and pools belong to you. Ledger stores them locally on your device; you can export or delete them at any time.
Not financial advice
Ledger records what you tell it. It does not move money, connect to your bank, or provide financial, tax or investment advice. Decisions you make with your money are your own.
No warranty
Ledger is provided "as is", without warranties of any kind. We work to keep it accurate and reliable, but cannot guarantee it will be error-free or uninterrupted. Figures read from bank messages, bills or imported files may be wrong — check them before you rely on them.
Limitation of liability
To the extent permitted by law, we are not liable for any loss arising from your use of Ledger, including any inaccuracy in figures you rely on. Always confirm important numbers yourself.
Changes
We may update these terms as the app evolves. Continued use after an update means you accept the revised terms. Apple's standard Licensed Application End User License Agreement also applies.